Important Investor Legal and Disclosure Information, and Terms of Use
Information Provided for Informational Purposes Only
By selecting the appropriate hypertext link, you may access the Official Statements (or Preliminary Official Statements) of the Maine Educational Loan Authority (MELA) or the Finance Authority of Maine (FAME) into which MELA was merged in October 2015 (collectively referred to herein as “Official Statements”) with respect to certain series of their outstanding Student Loan Revenue Bonds, and certain other documents, data, and reports pertaining to their supplemental education loan programs, financial information, portfolio information or information relating to their Student Loan Revenue Bonds. Such Official Statements, documents, data, and reports are provided on this website solely for historical informational purposes.
Viewing PDF Documents
The Official Statements and other documents, data, and reports you access through these links have been electronically converted to the Adobe® Portable Documents Format (PDF). PDF is a widely used electronic publishing format that allows anyone using Adobe® Acrobat® Reader® software to view and print a document with its original appearance preserved. You may obtain the most recent version of the Acrobat® Reader® software free of charge from the Adobe® website at www.adobe.com. Using software other than the latest version of Acrobat® Reader® may preclude you from accessing the document you wish to view or may cause the document that you view or print to differ from the original.
Dates of Information
Any Official Statement or other document, data, or report posted on this website is marked with a dated date and is current only as of that dated date, which may be prior to the date on which it is posted on this website. You are cautioned not to assume that any information has been or will be updated beyond its applicable dated date, unless it expressly states that it constitutes an update of a document, data, or report (or a portion thereof). No inference should be made that the information contained in any document, data, or report so posted has remained the same since its dated date.
Information Is Subject to Change or Discontinuation without Notice
The information and expressions of opinion on this website (and the terms and conditions of the access to and use of such information) are subject to change without notice and FAME reserves the right to terminate any portion or all information on this website. The posting of information on this website does not imply that there has been no change in the affairs of MELA or FAME or related entities, in the performance of the student loans underlying any securities or in other matters addressed by the posted information.
Preliminary Official Statements and Official Statements
From time to time, FAME may, but is not obligated to, post on this website one or more Preliminary Official Statements with respect to Student Loan Revenue Bonds then being offered for sale in the manner described under the heading “No Offer or Solicitation” below. Any such Preliminary Official Statement is subject in all respects to correction, completion, and amendment by means of a supplemental Preliminary Official Statement, of a recirculated Preliminary Official Statement, or of a final Official Statement with respect to such Student Loan Revenue Bonds. If FAME does post a Preliminary Official Statement on this website, FAME may, but is not obligated to, post any such supplement or recirculated Preliminary Official Statement or final Official Statement.
No Duty to Amend, Modify, or Supplement
FAME is not undertaking any responsibility for, and expressly disclaims any duty for, updating, adding, or supplementing Official Statements or other documents, data, or reports provided on this website. If FAME does provide any updated, additional, or supplementary Official Statements or other documents, data, or reports, it does not undertake to continue to do so. FAME may discontinue providing any such Official Statements, documents, data, and reports on this website at any time without notice. Any Official Statements maintained on this website are for archival purposes only. Neither MELA nor FAME has undertaken to update any information contained in any Official Statement, or other document, data, or report on this website, other than at the times and in the manner expressly stated in such information, and the availability of any such information on this website does not create any implication that the information therein remains correct after its date or that there have been no changes in the portfolio information or in the financial condition or other affairs of the parties described therein subsequent to its date. Inclusion of any Official Statement or other document, data, or report on this website is not intended as a republication of the information contained therein on any date subsequent to the date set forth in such document, and neither the maintenance of, nor the information contained in, any Official Statement or other documents, data, or reports on this website is intended to or should be interpreted to modify any provisions of the securities or the legal documents governing the securities.
Information May Change
The information in any Official Statement or other document, data, or report you view on this website may, and most likely will, have changed since its date. By making such documents available on this website for historical informational purposes only, neither FAME nor the underwriters, broker-dealers, or remarketing agents for MELA’s or FAME’s Student Loan Revenue Bonds represent that the information contained in any Official Statement or other document, data, or report is correct or complete as of any date or time. Additional or more current information may be available from other sources.
Links to Other Information
Any address of or links to other websites that may be contained herein are given for the convenience of the user only. The existence of any such link does not indicate that FAME approves or endorses any material contained on any linked website. FAME has not participated in the preparation, compilation, or selection of information on any other website, and assumes no responsibility or liability for the contents thereof.
No Offer or Solicitation
This website and any Official Statements, data, or reports available on this website from time to time are placed herein for informational purposes only and shall not constitute or be construed as an offer to sell or the solicitation of an offer to purchase the MELA or FAME Student Loan Revenue Bonds described therein. MELA or FAME Student Loan Revenue Bonds described in a Preliminary Official Statement may be offered, if at all, and may be sold, only by means of a final Official Statement provided by broker-dealers authorized and properly registered and licensed to make such offers and sales, and will be made only in accordance with applicable federal and state securities laws. No document or information that is accessible from this page is intended for reference in connection with any securities issued by MELA or FAME other than Student Loan Revenue Bonds. MELA or FAME Student Loan Revenue Bonds described in an Official Statement may not be offered or sold in any jurisdiction in which such offer or sale would be unlawful prior to their registration, qualification, or exemption under the securities laws of such jurisdiction. The MELA or FAME Student Loan Revenue Bonds described in an Official Statement are traded in the secondary market. For further information concerning secondary market trading, please contact a registered and licensed investment advisor or broker and obtain current information with respect to those securities.
No Liability
In no event shall MELA or FAME, its attorneys, financial advisors, or any underwriter, broker-dealer, or remarketing agent for MELA or FAME’s Student Loan Revenue Bonds be liable for any lost profits, lost opportunity, special, incidental, indirect, or consequential damages of any kind, or any damages whatsoever, on any theory of liability arising out of or in connection with the accessing, viewing, or use or inability to use any Official Statement or other document, data, or report on this website or portion thereof or any information therein, regardless of whether FAME or its attorneys, financial advisors, or any underwriter, broker-dealer, or remarketing agent for MELA or FAME’s Student Loan Revenue Bonds have been informed of the likelihood of such damages occurring and regardless of the form of action, whether in contract, warranty, tort (including negligence), strict liability, or otherwise. The Official Statements included on this website have been electronically converted from the magnetic media format from which the original version of each such document was printed, and MELA or FAME has not tested or verified the accuracy or completeness of any of these documents on this website. Neither MELA or FAME, nor its attorneys, financial advisors, or any underwriter, broker-dealer, or remarketing agent for MELA or FAME’s Student Loan Revenue Bonds assumes any responsibility for errors or omissions in any Official Statement or other documents, data, or reports which are referenced by or linked thereto resulting from such electronic conversion. FAME disclaims any responsibility or liability for any delay, difficulty in use, computer viruses, malicious code, or other defect in this website, any incompatibility between the website and the user’s files and the user’s browser or other site-accessing program, any damages caused by viruses contained within the electronic files at this website, or any other problems experienced by the user. In addition, internet communications cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses. Therefore, we cannot assure that any user of this website will receive information in the form contained on this website. FAME does not guarantee the accuracy, timeliness or completeness of any information posted on this website.
Estimates or Other Forward-Looking Statements
The documents posted on this website may make “forward-looking statements” by using forward-looking words such as “may,” “will,” “should,” “expects,” “believes,” “anticipates,” “estimates,” or others. You are cautioned that forward-looking statements are subject to a variety of uncertainties that could cause actual results to differ from the projected results. Because we cannot predict all factors that may affect future decisions, actions, events, policy decisions, or financial circumstances, what actually happens may be different than what is included in forward-looking statements.
Investment Decisions
The information posted on this website is not intended to replace any information or consultation provided by a professional financial advisor. Other than the specific information presented on these Student Loan Revenue Bonds — Investor Information web pages, no other information on our website is intended to be the basis of or should be relied upon in making an investment decision. FAME does not intend to provide investment advice through this website and does not represent that the MELA or FAME Student Loan Revenue Bonds discussed are suitable for any user of this website. Such users are advised not to rely on any information contained on the website in the process of making any investment decision. FAME does not, and this website does not intend to, render any tax or legal advice.
Website: Unauthorized Use Not Permitted
These Student Loan Revenue Bonds — Investor Information web pages are a portion of FAME’s official website. FAME disclaims all responsibilities for any copies, modifications, and reproductions of the website or the information it contains that are not produced by FAME. All users of the website remain subject to the general Terms of Use and Disclaimer of FAME’s official website.
Other Information May Be Available
The information posted on this website is provided for the user’s convenience, but it may not provide all information that may be of interest to investors. There may be other documents containing relevant information regarding MELA or FAME and their Student Loan Revenue Bonds program, which may be available from other sources.
Consent
By clicking below and accessing and viewing an Official Statement or other document, data, or report from this website, you acknowledge that you have read and understand the information provided above and that you accept and agree with the conditions and limitations set forth above.
