Important Investor Legal, Disclosure Information and Terms of Use

Viewing PDF Documents

By selecting the appropriate hypertext link, you may access the Official Statement of the Finance Authority of Maine (“FAME”) (collectively referred to herein as “Official Statements”) with respect to each series of FAME’s outstanding Education Loan Revenue Bonds issued in connection with its Higher Education Loan Purchase Program (“HELP Program”) and, certain other documents, data and reports pertaining to the HELP Program. Such documents, data and reports are provided on this Web site solely for historical information purposes. The documents, data and reports you access through these links have been electronically converted to the Adobe® Portable Documents Format (“PDF”). PDF is a widely used electronic publishing format that allows anyone using Adobe® Acrobat® Reader® software to view and print a document with its original appearance preserved. You may obtain the most recent version of the Acrobat® Reader® software free of charge from the Adobe® web site at www.adobe.com. Using software other than the latest version of Acrobat® Reader® may preclude you from accessing the document you wish to view or may cause the document that you view or print to differ from the original.

Dates of Documents

Any financial document or portfolio information posted on this Web site is marked with a dated date and speaks only as of that dated date, which may be prior to the date on which it is posted on this Web site. You are cautioned not to assume that any information has been updated beyond its applicable dated date, unless a document posted on this page expressly states that it constitutes an update of a specific portion of a document. No inference should be made that the information contained in any document so posted has remained the same since its dated date.

Information is Subject to Change Without Notice and May Not Be Updated

FAME expressly disclaims any duty to update any information included in this Web site. The information and expressions of opinion herein are subject to change without notice and the posting of information on this Web site does not imply that there has been no change in the affairs of FAME or related entities or in other matters addressed by the posted information.

Preliminary Official Statements and Official Statements

From time to time, FAME may, but is not obligated to, post on this Web site one or more Preliminary Official Statements with respect to Education Loan Revenue Bonds then being offered for sale in the manner described under the heading “No Offer or Solicitation” below. Any such Preliminary Official Statement is subject in all respects to correction, completion and amendment by means of a supplemental Preliminary Official Statement, of a recirculated Preliminary Official Statement or of a final Official Statement with respect to such Education Loan Revenue Bonds. If FAME does post a Preliminary Official Statement on this Web site, FAME may, but is not obligated to, post any such supplement or recirculated Preliminary Official Statement or final Official Statement.

Discontinuation, Modification or Amendment

FAME is not undertaking any responsibility for updating, adding or supplementing documents, data or reports provided on this Web site. If FAME does provide any updated, additional or supplementary documents, data or reports, it does not undertake to continue to do so. FAME may discontinue the provision of such documents, data and reports at any time without notice. Any Preliminary Official Statements and Official Statements maintained on this Web site are for archival purposes only. FAME has not undertaken to update any information contained in any Preliminary Official Statement or, other than at the times and in the manner expressly stated in such document, in any Official Statement and the availability of any Preliminary Official Statement or Official Statement on this Web site does not create any implication that the information therein remains correct after its date or that there have been no changes in the portfolio information or in the financial condition or other affairs of the parties described in such Preliminary Official Statement or Official Statement subsequent to its dates. Maintenance of Preliminary Official Statement or Official Statement on this Web site is not intended as a re-publication of the information therein on any date subsequent to the dates set forth in such document, and neither the maintenance of, nor the information contained in, any documents, data, or reports on this Web site is intended to or should be interpreted to modify any provisions of the securities or the legal documents governing the securities.

Information May Change

The information in any Preliminary Official Statement or Official Statement or other document, data or report you view on this Web site may, and most likely will, have changed since its date. By making such documents available on this Web site for historical information purposes only, neither FAME nor the underwriters, broker-dealers or remarketing agents for FAME’s Education Loan Revenue Bonds represent that the information contained in any Preliminary Official Statement, Official Statement or other document is correct or complete as of any date or time. Additional or more current information may be available from other sources.

No Offer or Solicitation

Any Preliminary Official Statements, Official Statements, data or reports available on this Web site from time to time are placed here for information purposes only and such action shall not constitute or be construed as an offer to sell or the solicitation of any offer to buy the FAME Education Loan Revenue Bonds described therein. FAME Education Loan Revenue Bonds described in a Preliminary Official Statement may be offered, if at all, and may be sold, only by means of an Official Statement provided by broker-dealers authorized and properly registered and licensed to make such offers and sales. No document or information that is accessible from this page is intended for reference in connection with any securities issued by FAME other than Education Loan Revenue Bonds. FAME Education Loan Revenue Bonds described in a Preliminary Official Statement or Official Statement may not be offered or sold in any jurisdiction in which such offer or sale would be unlawful prior to their registration, qualification or exemption under the securities laws of such jurisdiction. Under no circumstances does the inclusion of any Preliminary Official Statement or Official Statement on this Web site constitute an offer to sell or the solicitation of an offer for the purchase or sale of any securities. If you are interested in purchasing or selling FAME Education Loan Revenue Bonds, please contact a registered and licensed investment advisor or broker and obtain current information with respect to those securities.

Damages Limitation

In no event shall FAME, its attorneys, financial advisors or any underwriter, broker-dealer or remarketing agent for FAME’s Education Loan Revenue Bonds be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, on any theory of liability arising out of or in connection with the accessing, viewing or use of any document, data or report on this Web site.

Estimates or Other Forward-Looking Statements

The documents posted on this Web site may make “forward-looking statements” by using forward-looking words such as “may,” “will,” “should,” “expects,” “believes,” “anticipates,” “estimates,” or others. You are cautioned that forward-looking statements are subject to a variety of uncertainties that could cause actual results to differ from the projected results. Because we cannot predict all factors that may affect future decisions, actions, events, policy decisions, or financial circumstances, what actually happens may be different than what is included in forward-looking statements.

Investment Decisions

The information posted on this Web site is not intended to replace any information or consultation provided by a professional financial advisor. Other than the specific information presented on these Education Loan Revenue Bonds-Investor Information Web pages, no other information on our Web site is intended to be the basis of or should be relied upon in making an investment decision.

Unauthorized Use Not Permitted

These Education Loan Revenue Bonds-Investor Information Web pages are a portion of the official site of FAME. FAME disclaims all responsibilities for any copies, modifications, and reproductions of this Web site or the information it contains that are not produced by FAME. All users of the Investor Information Web pages of FAME’s Web site remain subject to the general Terms of Use and Disclaimer of FAME’s Web site.

Other Information May Be Available

The information posted on these Education Loan Revenue Bonds-Investor Information Web pages is provided for the user’s convenience, but they may not provide all information that may be of interest to investors. There may be other documents containing relevant information regarding FAME and its Education Loan Revenue Bonds program, which may be available from other sources, including among others the federal Department of Education.

Implied Consent

By accessing and viewing a document, data or report from this Web site, you acknowledge that you have read and understand the information provided above and that you accept and agree with the conditions and limitations set forth above.

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